Terms and Conditions of Service

Please read the Terms and Conditions of Service, before you start using the website. Your use of the website implies you have read and accepted ValuePickr.com Terms and Conditions of Service.


ValuePickr.com Terms and Conditions of Service

Welcome to ValuePickr.com! We hope you’ll enjoy our product offerings – such as the Stock Screener, our Discussion Boards, our Investment Guru articles, and whatever else we come up with (each a “Service,” and collectively, the “Services”). But first things first: By using the Services, you’re agreeing to be bound by these Terms and Conditions. If you don’t wish to be bound by what we’ve written below, you shouldn’t register with ValuePickr.com, or use the Services we provide. We may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of ValuePickr.com and its Services means that you accept any new or modified terms and conditions. So please check back here from time to time.

Services, are works in progress. We reserve the right to change or even eliminate them with no notice, at our sole discretion.

1. Registration

Except as expressly provided in these Terms and Conditions, members may only maintain one active registration with ValuePickr. In other words, it’s one registration per person. Any use of multiple accounts or aliases on our Services, including attempts to mislead, defraud, confuse or otherwise trick us or our members, is a breach of these Terms and Conditions.

When registering with us, you will be asked to create a password, which you’ll need to access the Service. In order to post a message on the discussion boards, you’ll also be required to choose a user name.

As a registered user, you can update your account settings, including your email address, by going to the “MyFolder” tab up top. There, you can also change your password at any time. Also, if you forget your password, you can use the Lost Password form to request resetting your password.

2. Intellectual Property

All of the Content on our websites and any Service we provide is protected by Indian and international copyright laws and is the property of ValuePickr.com and/or providers of the content under license. By “Content” we mean any information, mode of expression, or other materials and services found on ValuePickr.com. This includes the stock screener, stock screener reports, discussion boards, charts, software, our articles and writings, graphics, and any and all other features.

You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: ” © Copyright 2010 ValuePickr.com. All rights reserved.” Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without ValuePickr.com’s prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication. You also may not republish, post, transmit or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content, for use on another website or service. Aside from opening yourself up to liability, distributing our premium Services to other sites and forums is unfair to our members. So please don’t do it.

Please note that notwithstanding the foregoing, when you post content (such as a message-board post), you are not somehow surrendering your copyright in your expression. By posting content, you agree that ValuePickr.com has an unlimited and perpetual license to republish anything you post on our websites, but aside from that, you retain the right to use your words however you want. If you don’t want us to republish your words, then please don’t post them on our websites. We’ll only republish your post in context, and we’ll credit you (under your user name) as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

You agree not to display any of ValuePickr.com’s trademarks or use them in any manner without our express written permission. You can find the list of our trademarks here.

3. Conduct

ValuePickr.com champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our boards, commenting on blogs or articles or stock screener, or using our system to contact a fellow member in any way. Accordingly, you agree to use ValuePickr.com for lawful purposes only. You may not use or allow others to use your ValuePickr.com membership to:

  • Post or transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
  • Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
  • Post, transmit, or link to sexually explicit material;
  • Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  • Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
  • Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of the Securities and Exchange Board of India and the national or other securities exchanges (especially and including the rule against making false or misleading statements to manipulate the price of any security);
  • Offer, sell, or buy any security;
  • Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
  • Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our site;
  • Use any automated means, including without limitation, agents, robots, scripts, or spiders, to scrape, access, monitor, copy or harvest data from any part of our site;
  • Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems or Services; and
  • Take any action that damages or disrupts the functioning of our systems or Services.

Unauthorized access of our sites is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites by any means other than through the interfaces we provide for use in our accessing our sites.

ValuePickr.com may at any time, without prior notice and at our sole discretion, remove any stock screen, message board post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to a Service.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify ValuePickr.com of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of ValuePickr.com Terms and Conditions of Service, please notify ValuePickr.com.

4. Disclaimer of Warranties and Liabilities

Please read ValuePickr.com’s Disclaimer, which is incorporated herein by reference.

We’re not investment advisors and we cannot provide personalized advice. We can’t know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular Services are suitable for you. If you want personal advice, then you should seek a registered investment advisor.

ValuePickr.com does not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. ValuePickr.com makes no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, we’re not making any promises or warranties except that we’ll do our best to provide interesting and helpful information and education. Other than that, we reserve the right to be wrong, or even stupid.

Now what does all this mean? It means that you agree that under no circumstances will ValuePickr.com, its employees, or its agents be liable for direct, indirect, incidental or any other type of damages resulting from your use or downloading of any material on our site, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services.

One of the principal tenets here at ValuePickr.com is that the best person to handle your finances is you. By your use of our Services, you’re agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that ValuePickr.com, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Services. ValuePickr.com relies on various sources of data and information that we believe to be accurate and reliable. There are also many contributors here -most, we believe, with incredibly interesting and insightful information and opinions to share. But we can’t and won’t take responsibility for, or make any claims or representations about, the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. Remember: All information and content provided on or by ValuePickr.com is to be used on an “as is, with all faults, we’re not perfect” basis.

Obligatory Capitalized Disclaimers of Liability:


5. Communication

Laws may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via email (another reason to please keep your account settings current). If you do not provide us with accurate information, we cannot be held liable if we fail to notify you.

6. Everything Else

If any provision in this Agreement is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This Agreement is and always will be governed by the laws of India.You agree that the proper forum for any claim arising under this Agreement will be the Courts at Bangalore, India.

Our Services are directed at a Indian audience. We cannot warrant that the Services are appropriate for users outside India or that use of the Services is permitted under the laws of other jurisdictions. All personal data is maintained under the terms of our Privacy Policy, which is also incorporated by reference.

These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and ValuePickr.com and govern your use of our site.

Last Updated: December 07, 2009


Important! Please give the disclaimer statement a thorough read. Understand what we are here for, what we aren’t responsible for, and what we are.


ValuePickr.com Disclaimer

What Is ValuePickr.com?

ValuePickr.com was founded in 2009 by a few of us passionate ValuePickrs. Our name and guiding principles are derived from the old proverb “Separating the Wheat from the Chaff”. There is such an information (and mis-information) overload in our financial markets, that it’s imperative that we separate the Good, the Bad and the Ugly. We passionately believe it’s possible to do that, and ValuePickr will always be dedicated to that mission.

Separating the Wheat from the Chaff!

Yes, that’s what ValuePickr stands for. The stark truth is that the financial world preys on ignorance and fear. But now, dear reader, you’ve set your feet on ValuePickr soil and your days of confusion, fear and intimidation are over. We exist to serve you, to share and learn with you, and to grow all along the way. ValuePickr.com is a highly collaborative place, and together we will make sense of and discriminate between what is excellent, and what is probably not worth a second glance! We do have a few rules of the road. What follows is a disclaimer that the lawyers made us write, but one that’s aimed to protect you as much as it does our humble enterprise.

ValuePickr.com Disclaimer: Watching Out For Your Money

ValuePickr.com is designed to help readers obtain financial information and discuss ways to make investment and personal financial decisions. This information is sometimes provided by our staff and sometimes by other contributors, many of whom use anonymous screen names and are people we’ve never met.

We recognize that while we may have tons of great stuff on this platform, people sometimes post messages in our folders or make statements that are misleading, deceptive, or downright wrong. They may do this unintentionally or, sad to say, intentionally. The Securities and Exchange Board of India and Ministry of Corporate Affairs, Government of India recognizes this and maintain useful websites at http://www.sebi.gov.in/ and http://www.watchoutinvestors.com/ respectively.

Treat the contributors here the same way you’d treat anyone you’d met for the first time at a party. This is important because anyone can show up to our party: no invitations are required. You shouldn’t make an investment just because some stranger (or even a friend) talks it up; you shouldn’t treat cyberspace any differently.

The fundamental concept is that you should NOT rely upon the information or opinions you read. Rather, you should use what you read here as starting points for doing independent research on companies and investing techniques. Then judge for yourself the merits of the material that has been shared in our site.

ValuePickr.com does not guarantee the veracity, reliability or completeness of any information provided in our site or in any hyperlink appearing on our site. No one could read through the many messages we receive each day, check out all the hyperlinked web sites, and research each one for accuracy. That isn’t why we’re here. Nor are we here to give you hot “tips,” to make “buy” or “sell” recommendations, or to tell you what to do with your money. We’re here to help you to learn how to make investment and personal finance decisions for yourself, and to grow along the way.

You are responsible for your own investment decisions. ValuePickr.com will not be responsible for any errors or omissions in articles or postings, for screener reports, for hyperlinks embedded in messages, or for any results obtained from the use of such information. ValuePickr.com will not be liable for any loss or damage caused by a reader’s reliance on information obtained in our area, or in a hyperlinked area. If you don’t accept this responsibility for yourself, then you should not use ValuePickr.com.

If you ignore our advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on information, “tips,” or opinions found in our site, you have made a conscious, willing, free, and personal decision to do so. You have also probably made a mistake.

As cyberspace developed, the freedom and openness from which we all profit is making us the target of touts, hypesters, and frauds too. These people could infect our investing platform, just as they infect other parts of the world. Please proceed with caution and do your homework. And remember: when you access one of these hyperlinked web sites, you’re leaving our area so be wary of those who post hyperlinks to strange web sites.

Data and Analysis

In the material and data that we make available in our investing platform, we rely on a wide variety of sources. We believe these sources of data to be accurate and reliable, but sometimes they may not be. ValuePickr.com makes no claims or representations as to the accuracy, completeness, or truth of any material contained in our areas. Nor is ValuePickr.com liable for any errors or delays in the content or transmission of the data on our site. We promise not to lie to you, but we reserve the right to be wrong, or even stupid.

Terms of Service Violations

If you have been harassed in any manner that you feel is a violation of our Terms of Service it is your obligation to notify us of the offending matter/post(s). Please contact ValuePickr.com for that purpose. If you are unfamiliar with our Terms of Service, please read them.

Please read ValuePickr Terms and Conditions of Service for more details on our Terms of Service.

Last updated Dec 07, 2009.